Chicago Social Security Disability Attorneys

Skilled Lawyers for Social Security Disability Health Insurance Options in Illinois

The Social Security Disability Insurance (SSDI) program pays benefits to those who have worked a certain number of years and meet medical eligibility requirements. While SSDI helps supplement the income of disabled adults, it does not provide immediate health care coverage. When it comes to Social Security Disability and Health Insurance, there are several available options, and it is helpful to speak with a qualified Chicago Social Security Disability attorney to determine the right choice for your circumstance.

Attorney Jonathan L. Pearson practices disability law exclusively. He chose this area of law because of his passion to help those who are disabled obtain the benefits they deserve. As managing attorney at Pearson Disability Law, LLC, Mr. Pearson is a strong advocate for the interests of each client he serves. He handles all cases personally and charges no upfront attorney fees. When you work with him, you can be assured of having experienced legal counsel in your corner through each step of the Social Security Disability benefits application process as well as guidance on related issues such as health coverage.

Social Security Disability and Health Insurance Options in Illinois

Those who qualify for Social Security Disability Insurance (SSDI) typically qualify for Medicare after a two year waiting period, but until that time, recipients need to find another source of health care coverage. Those who qualify for Supplemental Security Income (SSI) will usually also qualify for Medicaid. However, that is not necessarily the case for SSDI recipients.

Since the implementation of the Affordable Care Act (ACA), health insurance coverage options have expanded. Many states (including Illinois) chose to expand Medicaid eligibility under the ACA to include a higher number of low income adults, seniors, and persons with disabilities. You may find out if you quality and apply for Medicaid any time throughout the year at Get Covered Illinois, the official Illinois health insurance exchange.

Whether you obtain coverage through Medicaid or another health insurance option, most SSDI recipients become eligible for Medicare after two years. When this occurs, you will need to requalify for Medicaid (if you are already receiving it) because the income guidelines change after Medicare becomes available. In addition, there are various gaps in Medicare coverage, such as premiums, deductibles and coinsurance. Once on Medicare, those in lower income brackets may be eligible for a Medicare Savings Program (MSP) through the exchange to help offset these costs.

At Pearson Disability Law, LLC, we provide guidance with SSDI matters for Illinois residents. Contact our Chicago office today at 312-999-0999 to schedule a free, personalized consultation.